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Loans

We will be happy to review our loan programs with you. This will enable you to receive the best possible product for your needs. Just contact one of our Financial Services Representatives today by calling Toll-free 888-448-2102.

We offer the following programs:

Mortgage Programs

Whether your purchasing a new home or refinance your existing loan MSB will be happy to discuss your options with you. Our programs consist of loans with as little as no down payment, loans with and without an escrow option for satisfy your taxes and insurance payments. In addition we offer loans with and without private mortgage insurance, FHA, VA and conventional mortgages. We have grant programs available to assist with financial needs. We offer lending programs for rental property and commercial real estate. Mazon State Bank has programs available for any type of need you may have.

Construction Loans

MSB prides itself in offering a single construction loan program. This means you may have one closing for both your loans the construction loan. If interest rates go up you are confident in knowing your loan is locked in at a specified rate. We offer 9-month construction loan with interest only payments for those months. You then are placed on monthly principal and interest payments for the duration of your loan. We work closely with owner generals and your general contractor if you have hired one. Building a home should be a wonderful experience and we hope to be apart of that experience with you.

Home Equity Lines of Credit

Need some CASH? MSB Home Equity Lines of credit are here for all your financial needs. From remodeling, vacations, cars, college tuition and any other consumer expenses. Home Equity Lines of Credit are available so that when you need the money all you have to do is write a check that is tied to your line of credit, No more coming into the bank to sign loan paperwork. Rates and terms will vary depending on the amount of line and how much equity you have in your home.

Fixed Term Home Equity Loans / Second Mortgages

This is based on the same concept of the home equity line of credit. But instead of just making interest only payments you are borrowing money for a set period of time. Your payment and rate a fixed for specific period. MSB offers various terms and rates on these types of loans, so you should call or e-mail Mazon State Bank.

Lot Loans

Waiting to find that piece of property of your dreams? When you do MSB is here for you. We offer lot loans with flexible terms and rates. Call our toll-free number above or e-mail us for more information.

Car, Boat or Motorcycle Loans

Whether you're buying a new car, motorcycle, camper, trailers, snowmobiles, ATV's or any other types of recreational items MSB has you covered. Our rates and terms are competitive so stop by or call a Consumer Loan Officer today.

Commercial Loans

Being a Community Bank we support local area businesses. Whether you are a mom and popshop or have several years of business under your belt MSB is here to help. We offer equipment loans, lines of credit, letters of credit and other types of financing. We are here to help area business succeed in our area. Being a part of that is what Community Banking is all about.

Personal Installment Loans


Personal loans are waiting for you at MSB. A Personal Installment Loan is a loan to meet your personal needs. So whatever the need may be contact a Consumer Loan Officer today!

Rates and Terms subject to change without notice

Loans are subject to credit approval