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Debit Cards and International Access

At Mazon State Bank we take your account security very seriously. We�ve joined with other community banks in fighting against debit card fraud by offering a free service designed to safeguard your account by blocking ALL international transactions. You must now contact the bank prior to leaving the country if you would like the ability to use your Debit Card for purchases and or at ATM machines.

Effective June 1, 2011, Mazon State Bank began blocking the following international credit transactions:

   � Debit Visa Card purchases made in a foreign country.

   � Debit Visa Card purchases or payments made through a company that is located outside of the United States.

   � Debit Visa Card purchases or payments made and the transaction is processed by a payment processor that is located outside of the United States.

If you choose �Credit� when making a purchase, you will be asked to sign. For these �Credit� purchases to be approved, you must notify Mazon State Bank so we can enable your Debit Visa Card to work as a credit outside of the United States.

It is always wise to carry another credit card while traveling, so you have more than one payment option available.

For your Debit Visa Card to work in other countries, please contact us at following number 815-448-2102 and ask for Operations. By contacting us prior to you leaving the country we can flag your account to allow transactions in those countries - including United States territories (like Puerto Rico, US Virgin Islands), Mexico, Canada, the Bahamas - any place outside the 50 states.

Important Changes to U.S. Savings Bonds

Due to new rules, paper U.S. Savings Bonds will not be sold through at any financial institutions or by mail order after December 31, 2011.

You can still buy and manage electronic savings bonds safely online, 24 hours a day, 7 days at week by visiting the Treasury Direct web site. For additional information please visit www.treasurydirect.gov.

FDIC Information

As a result of the passage of the Dodd-Frank Wall Street Reform and Consumer Protection Act on July 21, 2010, the standard maximum FDIC deposit insurance amount has been permanently increased to $250,000 per depositor, per insured bank, for each ownership category.