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Privacy Statement
We, our, and us, when used in this notice, mean Mazon State Bank.
This is our privacy notice for our customers. When we use the words 'you" and "your" we mean the following types of customers:
• Our consumer customers who have a continuing relationship by purchasing or holding financial products or services such as a(n):• Deposit account
• Loan account
• Credit card account
• Sate deposit box
• Self-directed Individual Retirement Account
• Financial, investment, or economic advisory services
We will tell you the sources of the information we collect about you. We will tell you what measures we take to secure that information.
We will tell you what information we share about you with other entities. We will explain what your rights are, and how you can exercise them. If you share an account relationship with someone else, such as a joint account holder or co-borrower, we suggest that you share this information with such persons to ensure that each of you is aware of our policy and your options.
We first define some terms.
Nonpublic personal in formation means information about you that we collect in connection with providing a financial product or service to you. Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records. Hereafter, we will use the term information" to mean nonpublic personal information as defined in this section.
An affiliate is a company we own or control, a company that owns or controls us, or a company that is owned or controlled by the same company that owns or controls us. Ownership does not mean complete ownership, but means owning enough to have control.
A nonaffiliated third party is a person we do not employ or a company that is not an affiliate of ours. This is also known as nonaffiliated third party, or simply, an "other party."
Opt out means a choice you can make to prevent certain sharing of information. We will explain how you can exercise this choice.
THE INFORMATION WE COLLECT
We collect information about you from the following sources:• Information you give us on applications or other forms
• Information about your transactions with us
• Information about your transactions with our Affiliates
• Information about your transactions with other parties
• Information from a consumer reporting agency
THE CONFIDENTIALITY, SECURITY, AND INTEGRITY OF YOUR INFORMATION
We restrict access to information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards to protect this information.
YOUR INFORMATION AND OUR AFFILIATES
We may disclose information about you to our affiliates. Here are the kinds of information and the source of that information:
Transaction and experience information from our account records:
• Information about your transactions and experience with us, such as:• Name
• Address
• Account balances
• Account activity
• Types to accounts
Federal law allows us to disclose the information listed above with our affiliates. You do not have a right to opt out of the disclosure of this information.
Other information not taken from transactions and experience: Information you give us on an application or other forms, such as:
• Social Security Number• Assets
• Income
You may opt out of the disclosure of the information listed above.
Types Of Affiliates
We may disclose information about you to the following types of affiliates.
Financial service providers, such as:Securities broker-dealers
Reasons For Disclosure
We may disclose information about you to our affiliates:• to provide you with information about additional products and services.
• to evaluate our total relationship with you and our family of companies and give you the best price that relationship deserves.
Future Affiliate Disclosure
We also reserve the right to disclose information about you in the future with the following additional types of affiliates:
• Financial service providers, such as:• Insurance agents
YOUR INFORMATION AND OTHER PARTIES
We will not disclose information about you to anyone except as disclosed in this policy or as permitted by law. Examples of this might include disclosures necessary to service your account or prevent unauthorized transactions.
INFORMATION ABOUT FORMER CUSTOMERS
We do not disclose information about former customers, except as permitted by law.
YOUR RIGHT TO BLOCK THE DISCLOSURE OF YOUR INFORMATION
Affiliates. We are permitted to disclose information about our transactions or experiences with you to affiliates. You do not have the right to opt out of the disclosure of this particular type of information. We may also disclose other information to our affiliates (that is, information beyond our transactions and experiences with you), unless you tell us to not disclose this other information.
Your decision to block the disclosure of your information will apply to information collected from all products and services you receive from us. Remember, though, that your opt out will not apply to information we share that is related to your actual transaction and experience with one of us, which we make available to our affiliates.
If you have obtained one or more products or services jointly, each owner or purchaser has a separate right to opt out. If one of you chooses to opt out of the disclosure of your information and any other does not,only information regarding the other parties who do not opt out will be disclosed. However, each joint owner purchaser may opt out of the sharing of information collected in conjunction with the product or service behalf of all other joint parties.
If you previously sent us an opt out, then we will continue to apply your instruction to the information asked us not to share. You do not need to return another opt out form.