Deposit Rates

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Subject to Change
Effective:
12/16/14 to 12/22/14
Rates

Product

Minimum Opening Deposit

Interest Rate

Annual % Yield

18 Month Variable IRA

$500.00

.10%

.10%

Regular NOW

$1000.00

.03%

.03%

Money Market Individual
(up to $10,000.00)

$1000.00

.07%

.07%

Money Market Individual
(min. over $10,000.00)

$1000.00

.10%

.10%

Money Market Plus Business

$2500.00

.07%

.07%

Savings

$300.00

.08%

.08%

Christmas Club Savings

.15%

.15%

CERTIFICATES OF DEPOSIT

 

Min. balance
to open

Min. balance
to obtain
annual % yield

Interest
rate

Annual
% yield

91 Days*

$500.00

$500.00

.05%

.05%

182 Days*

$500.00

$500.00

.10%

.10%

12 Months*

$500.00

$500.00

.15%

.15%

24 Months*

$500.00

$500.00

.40%

.40%

36 Months*

$500.00

$500.00

.50%

.50%

60 Months*

$500.00

$500.00

.90%

.90%

*Substantial penalty for early withdrawal from certificates of deposit. Rates subject to change at any time without notice.

*Annual percentage yield assumes rate remains the same for one year on maturities less than one year and that interest is added to the principal on all accounts. Fees may reduce earnings. Ask for more information about these accounts. Member FDIC.

IRA's

IRA

Minimum
To Open

Minimum Balance to
Obtain Annual Percentage Yield

Interest Rate

Annual % Yield

18 Month Variable IRA

$500.00

$500.00

.10%

.10%

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